Important Disclaimer
Important Notice
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly. All financial decisions should be made with careful consideration of your personal situation.
Please read this disclaimer carefully before using our services. By accessing quirophalenos.com, you acknowledge and agree to these terms.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, reliability, suitability, or availability of any information contained herein.
All financial planning advice is provided based on information you supply and general market conditions. Individual circumstances vary, and what works for one person may not be suitable for another.
Limitation of Liability
To the fullest extent permitted by Australian law, Quirophalenos and its representatives shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:
- Use of information or services provided on this website
- Financial decisions made based on general information provided
- Technical issues, website downtime, or data transmission errors
- Third-party actions or external market conditions beyond our control
Information Accuracy
While we make every effort to ensure information accuracy, financial markets and regulations change frequently. Information on this website may become outdated, and we cannot guarantee that all content reflects the most current developments in financial planning or Australian regulations.
No Guarantee of Results
We do not guarantee specific financial outcomes or results from our planning services. Individual results may vary based on personal circumstances, market conditions, implementation of recommendations, and factors beyond our control.
Professional Advice Disclaimer
The content on this website does not constitute professional financial advice tailored to your specific circumstances. Our subscription service provides general guidance and planning frameworks that should be evaluated in context of your personal financial situation.
Always consult with qualified financial professionals before making significant financial decisions or implementing any planning strategies.
External Links Policy
This website may contain links to external websites for your convenience. We are not responsible for the content, accuracy, or privacy practices of external sites.
Inclusion of external links does not constitute endorsement of those sites or their services.
Individual Results Disclaimer
Individual results may vary
Success in financial planning depends on numerous personal factors including income, expenses, financial discipline, market conditions, and individual circumstances. Results achieved by other clients should not be considered typical or guaranteed.
Jurisdiction and Governing Law
This disclaimer and our services are governed by Australian law, specifically the laws applicable in the state where our business is registered.
Local Law Variations
Financial regulations may vary between Australian states and territories. Users are responsible for understanding applicable local requirements.
Any disputes arising from use of this website or our services shall be subject to the exclusive jurisdiction of Australian courts.
Disputes will be resolved according to Australian consumer protection and financial services laws.
User Indemnification
Users agree to indemnify and hold harmless Quirophalenos and its representatives from any claims, damages, or expenses arising from misuse of information provided or failure to seek appropriate professional advice for their specific circumstances.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date.
Continued use of our website after changes constitutes acceptance of the modified disclaimer.
Contact Information for Disclaimer Questions
If you have questions about this disclaimer or our liability limitations, please contact us using the information below:
Company Name: Quirophalenos
Email Address: contact@quirophalenos.com
Phone Number: +61 715-993-457
Business Address: 127 Collins Street, Melbourne VIC 3000
Effective Date: August 11, 2025
Last Updated: August 11, 2025